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Occupancy Agreement
Occupancy Agreement outlines terms of residency, typically in an Assisted Living setting. The terms should clearly define specific living arrangements for the community and for individuals.

Occupational Therapist (OT)
Occupational Therapists (OT) evaluate, treat and consult individuals who have some or all of their ability to prefer everyday tasks, such as dressing, bathing, toileting, etcc.. They may also assist with other secondary task, such as driving or cooking. Occupational Therapy assist individuals to relearn or modify activities of daily living in order to regain some or all of their independence.

Ombudsman
An advocate who works to resolve concerns or issues between residents long term care facilities, such as assisted living or nursing homes. Volunteers , usually as part of a public, government, or community-supported program, advocate for the rights of all residents in senior housing facilities. An Ombudsman will visit local facilities regularly, monitor conditions of care, investigate complaints, and mediate disputes involving meals, finances, medication, therapy, placements and communication with the staff. Also called "Long-term Care Ombudsman"

Opioid
Opioid is a type of medication related to opium. Opioids are strong analgesics. Opioids include morphine, codeine, and a large number of synthetic (man-made) drugs like methadone and fentanyl.

Opt-out
Opt-out is an option available in some types of managed care networks, such as point-of-service plans, in which members can seek treatment from providers outside the network and pay more to do so.

Osteoporosis
Osteoporosis is a disease in which bones become fragile and more likely to break. If not prevented, or if left untreated, osteoporosis can progress painlessly until a bone breaks. These broken bones, also known as fractures, occur typically in the hip, spine and wrist.

Out-of-Pocket Costs/Spending
Out-of-Pocket Costs/ Spending is the expense for medical services not covered by an insurer or an HMO. This is the amount of money that you pay for your covered drugs or medical care from your own money. If you have insurance coverage for drugs, this is the amount you pay yourself (not including the amount your prescription drug company or the plan pays).

Owner/Operator
Owner is the individual, agency or company that owns the facility. The owner may hire an operator to direct the facility.

Oxygen
Oxygen service is required by some individuals. There are companies that provide oxygen supplies such as respiration equipment and also the oxygen tanks. Oxygen on website includes liquid oxygen or concentrator systems, as well as, respiratory equipment and supplies.