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Landscaping & Tree Services
Landscaping & Tree Services are tree trimming, lawn care, landscaping, stump removal, irrigation and more; include do-it-yourself resources and professionals.

Late Enrollment Penalty
Late Enrollment Penalty is the extra amount you have to pay in premiums if you decide not to enroll in a health or prescription plan when you first become eligible. For Medicare prescription drug plans, the penalty is typically 1% of the premium for each month you wait, and this penalty amount will continue every month as long as you are in a Medicare prescription drug plan.

Laundry Facility
Laundry Facility includes washers and dryers. Typically, the property management maintains the laundry equipment but it is the tenant's responsibility to pay a fee for use of the machines.

Lease
Lease is a bilateral contract in which the landlord promises to provide exclusive possession of the property in return for the tenant promise to pay rent.

Legal & Financial
Legal & Financial on this website, lists common legal topics important to older adult and their families such as elder law, consumer affairs, estate planning, fiduciary services, guardianship, conservatorship, identity theft, legal aid for low income older adults, long-term care insurance and reverse mortgages.

Legal Aid & Resources
Legal Aid & Resources are government and non-profit legal aid programs for low income individuals and serve as a resource for general inquiries. Information and assistance are provided about a variety of legal issues, advice and representation for certain legal matters such as government program benefits, tenant rights and consumer problems. Questions and concerns may be addressed by telephone through a legal information and assistance program or in-person. Services may be provided free or at a reduced cost.

Legal Services
Legal Services are programs that provide qualified legal advice to individuals, families or caregivers.

Lessee or Tenant
Lessee or Tenant is someone who pays rent to use land, a building or apartment that is owned by a Landlord.

Lessor or Landlord
Lessor or Landlord is a company or person that provides temporary use of property in return for periodic payment.

Libraries
Libraries are public spaces to borrow a book or gather for community events. Many Libraries provide special services for older adults such as computer and Internet access, large print books, bookmobiles and general interest presentations.

Licensed Nursing Care
Licensed Nursing Care is provided by registered nurses (RN), licensed practical nurses (LPN), delegation nurses and nurses' aides. Some facilities such as Nursing Homes and Skilled Nursing Facilities are designed for those who need 24-hour nursing care and have on-site medical teams that set them apart from other types of senior housing. Part-time licensed nursing care may also provided at Assisted Living and Adult Family Home facilities and can be contracted to serve Independent Living Communities.

Licensed Practical Nurse (LPN)
Licensed Practical Nurse (LPN) is trained and certified to administer technical nursing procedures as well as provide a range of healthcare services, such as administration of medication and changing of dressings.

Life Care Community
Life Care Community is a type Continuing Care Retirement Community (CCRC) that offers an insurance type contract and provides a continuum of care from independent living, assisted living and skilled nursing services all on one campus. It often includes payment for acute care and physician's visits. Little or no change is made in the monthly fee, regardless of the level of medical care required by the resident, except for cost of living increases. A large endowment fee in addition to a monthly maintenance fee can be expected. (see also called Continuing Care Retirement Community or CCRCs.).

Liquid Supplements
Liquid Supplements are nutritional drinks provided as a dietary supplement.

Living Will
Living Will is a legal document also known as a medical directive or advance directive that describes individuals' wishes and preferences about lifesaving medical treatments should they not be able to communicate their wishes directly. It states wishes regarding life support or other medical treatment in certain circumstances, usually at the end of life. The living will is used only if the patient becomes unable to make decisions for him/herself. (see also Advanced Directives)

Long Term Care Facilities
Long-Term Care Facilities provide health care to people who are unable to manage independently in the community. Facilities may provide short-term rehabilitative services as well as chronic care management.

Long Term Care Insurance
Long Term Care Insurance is a type of insurance coverage for personal care generally not covered by health insurance or Medicare, such as dressing, bathing, eating, toileting, transferring, and walking. Depending on the policy, care may be received from a home care agency, assisted Living, nursing home or other provider. Long-term care insurance is typically purchased through agents who are financial planners. Benefits are often paid in the form of a fixed dollar amount (per day or per visit) for covered expenses and may exclude or limit certain conditions from coverage.

Long Term Care Ombudsman
Long Term Care Ombudsman is a professional who investigates and act as an advocate on behalf of residents of assisted living, nursing homes and other long-term care facilities. See also (Ombudsman)

Long Term Care
Long-Term Care is care given in the form of medical care, personal care and support services to persons who have lost some or all of their physical or cognitive function due to an illness or disability.

Low-Income Housing Tax Credit Properties
Low-Income Housing Tax Credit (LIHTC) Program offers property owners and investors a credit or reduction in their tax liability that is based on the costs of development and the number of qualified low income units in a newly constructed or rehabilitated development. In exchange, the owners must offer quality units to low-income tenants at fixed below market rate rents. The lower monthly rental can be set at 30%, 40%, 50% or 60% less of the applicable Area Median Income. Tenants must prove income eligibility requirements to qualify for residency.